Apple patent shows e-wallet program with controllable accounts for children

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Date: Friday, January 18th, 2013, 08:28
Category: iOS, News, Patents, Software

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This could be useful.

Per FreePatentsOnline, a recent patent application shows Apple’s idea for an “e-wallet” iPhone application that would allow subsidiary accounts for children, complete with customizable spending limits and restrictions.

Apple’s interest in the concept was revealed in a patent application published Thursday by the U.S. Patent and Trademark Office entitled “Parental Controls.” It describes ways that a user could establish rules for subsidiary financial accounts.

The proposed invention shows a hypothetical application on the iPhone home screen named “E-Wallet.” The software allows users to have a primary account tied to a credit card, allowing transactions to be conducted with an iPhone.

The key feature of the filing are the E-Wallet subsidiary accounts. By creating one, the user can allow new users, such as children, to have access to the E-Wallet app with controlled spending limits.

The customizable rules would allow a parent to set, for example, a weekly or monthly allowance for their children. The application would also enable parents to decline transactions if they are over a certain amount of money.

Parents could also restrict transactions from certain merchant categories, or even block sales to a specific merchant or location. In one example, the application is set to prevent the user from purchasing alcohol or tobacco with Apple’s iPhone e-wallet.

Illustrations included in Apple’s patent filing show that the concept for the E-Wallet application would include purchase history, bill summary, and the ability to search for specific transactions. The E-Wallet app would be driven by users’ existing credit cards, with numbers entered into the software to link them together.

The filing goes on to note that a future iPhone could have an integrated near-field communication chip to supplement the E-Wallet app. It notes that communication using the NFC component would occur in a range of 2 to 4 centimeters.

The proposed invention, published by the USPTO this week, is a continuation of a filing first made by Apple in January of 2009, and issued as U.S. Patent No. 8,127,982 in March of 2012. It is credited to Brandon J. Casey, Gary L. Wipfler, and Erik Cressall.

Not the worst idea in the world and please let us know what you think in the comments.

Sprint to add 28 cities to 4G LTE network in coming months

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Date: Friday, January 18th, 2013, 08:10
Category: iPhone, News

A growing network…that’s never a bad thing.

Per AppleInsider, U.S. carrier Sprint announced Thursday that its 4G LTE network, which offers faster connections to the iPhone 5 and Apple’s latest iPads, will expand to 28 new cities in the coming months.

The continuing deployment is part of Sprint’s Network Vision strategy, in which the company will consolidate multiple network technologies into one new, seamless network.

The goal, Sprint said, is to increase efficiency and enhance network coverage, call quality and data speeds for customers across the U.S.

The full list of markets that will gain access to Sprint 4G LTE follows:
Albany, Ga.
Anderson, S.C.
Bay City, Mich
Branson, Mo.
Bremerton/Silverdale, Wash.
Columbus, Ga.
Columbus, Miss.
Decatur, Ala.
Florence/Muscle Shoals, Ala.
Gadsden, Ala.
Gaffney, S.C.
Gettysburg, Pa.
Glasgow, Ky.
Homosassa Springs, Fla.
Hot Springs, Ark.
Lake City, Fla.
Lake Havasu City/Kingman, Ariz.
Midland, Mich.
Nacogdoches, Tex.
Opelousas/Eunice, La.
Oxford, Miss.
Paris, Tex.
Pittsfield, Mass.
Saginaw, Mich.
Spartanburg, S.C.
The Villages, Fla.
Waycross, Ga.
Winona, Minn.

During the pre-launch phase, customers of Sprint with compatible 4G LTE devices, like Apple’s iPhone 5, may begin to see coverage. Customers are welcome to use the network before it officially launches.

Sprint promises that customers on its LTE network will see enhanced call quality and better performance. 4G LTE allows for significantly improved data speeds, which will enhance browsing the Web, streaming music or video, and downloading applications from the App Store.

Sprint has already announced nearly 200 markets where Sprint 4G LTE is on its way, including Boston; Charlotte, N.C.; Indianapolis; Los Angeles; Memphis, Tenn.; Miami; Nashville, Tenn.; New Orleans; New York; Philadelphia; and Washington, D.C. The carrier announced plans to expand its LTE network in 100 new cities in September.

If you’ve had a chance to try the new Sprint network locations, let us know what you make of them in the comments.